top of page

Use code SCNEWCUST15 for 15% off ALL scooters through month-end.  Redeem here

Is Your Electric Scooter Use Covered by Insurance with a Broken Foot?

Navigating the pathways and city streets on an electric scooter has become an increasingly popular mode of transportation. However, unexpected injuries like a broken foot can significantly impact your mobility and consequently, your ability to continue using your electric scooter. This leads to the pressing question for many e-scooter enthusiasts: does insurance cover the use of an electric scooter when you have a broken foot?

The short answer is that it depends on the specifics of your insurance policy and the regulations in your region. Generally, many standard health insurance policies do not cover the use of personal transportation devices such as electric scooters. Thus, if you're considering using an electric scooter to get around after suffering from a broken foot, your first step should be to review your insurance policy or speak directly with your insurance provider.

Personal Accident Insurance
For those who have taken out personal accident insurance, there is a possibility that the use of an electric scooter while injured might be covered. This type of insurance covers the policyholder for certain injuries sustained while carrying out a wide range of activities, potentially including the use of electric scooters. However, coverage varies widely between policies, so you'll need to confirm the specifics.

Vehicle or Electric Scooter-Specific Insurance
If you have a policy that is specifically tailored to your electric scooter, you might find that it includes personal injury coverage that could apply to your situation. Such policies typically protect against damage or theft of the scooter, and they may extend to cover personal injuries while operating the device. As always, the extent of this coverage can vary, so checking your policy is crucial.

Health Insurance Coverage
While it's less common for health insurance to cover incidents related to electric scooter usage, if the health insurance recognizes the scooter as a necessary mobility aid due to your broken foot, there could be some potential for coverage. It is essential to thoroughly read through the policy or discuss with your insurance agent to ascertain if this might be an option for you.

Homeowner's or Renter's Insurance
In some instances, your homeowner's or renter's insurance policy may provide coverage for personal liability and medical payments to others, which may extend to accidents involving your electric scooter. However, it's important to review your policy or speak with your insurance provider as these types of insurance usually do not cover the policyholder's own injuries.

In summary, the intricate details of insurance policies can make it challenging to determine if your electric scooter use is covered with a broken foot. It is vital to review your policy documentation and consult your insurance provider to understand the scope of your coverage. By doing so, you ensure that you can ride with confidence, knowing that should anything happen, you are covered. Don't let uncertainty slow you down; get the clarity you need from your insurance coverage today and enjoy your electric scooter rides, regardless of the bumps along the road.

Levy Electric Scooter Icons

Start a Fleet

Start a rental fleet with Levy

Levy Electric Scooter Icons


Wholesale Levy scooters at your online store or shop

Levy Electric Scooter Icons

Retail Partners

Wholesale Levy scooters at your 
online store or shop

Levy Electric Scooter Icons

Tag us

Follow and tag us on social!

Brand Ambassador

Earn money for referring friends and growing the network

Service Guides

DIY repair tools, videos, and more


Interested in working at Levy?


Invest in the Levy Network

Levy Locations

Find our rental, repair, and store locations

The Levy App

Download the Levy app to find scooters closest to you


Technical specs for all of our scooters


The Levy swappable battery system

Spare Parts

Every spare part you need for your scooter


Choose the Levy scooter that suits you best


Learn more about electric scooter tires


Bags, phone holders, helmets and more

Levy Electric Scooter Icon

The everyday electric scooter, perfect for the daily commute.

Levy Electric Scooter Fleets Icon

Start a rental fleet with Levy scooters and software

Levy Plus Electric Scooter Icon

Our high-end, long range cruiser with double the range of the Levy.

Support Center

FAQs, how-to videos, and quick start guides

Shipping App

Discounted shipping labels for moving your scooter (or any package).

Range Calculator

Estimate real-world range for any scooter

Electric Scooter Laws

Electric scooter laws by state & city


Subscribe to a scooter for $70/month

Shop Locator

Find a location to test ride or bring your Levy in to get repaired


Get in touch with our team

Quick-start guide

Get started with your Levy

Returns & Warranty

Every spare part you need for your scooter

Shipping Policy

Shipping Policy US and International

bottom of page