What Happens if an Electric Scooter Hits Your Car?

In recent years, electric scooters have become a popular mode of transportation in urban areas. While this has led to more efficiency and less traffic congestion, it has also led to increased accidents involving these scooters. A common concern among car owners is understanding what happens if an electric scooter hits your car. Here we break down the steps you should take and the possible repercussions.

Immediate Steps to Take

1. Check for Injuries: First and foremost, make sure everyone involved is safe. If there are any injuries, immediately call emergency services.


2. Move to a Safe Location: If the accident occurred on a busy street, try to move to the side to avoid further accidents or traffic disruptions.


3. Document the Scene: Take photos of the damage to your car and the scooter. Also, try to gather any relevant information such as the location, time, and weather conditions.


4. Exchange Information: Just like any other vehicular accident, it is crucial to exchange contact information, insurance details, and any other pertinent information with the scooter rider.

Legalities and Insurance

• Filing a Police Report: Depending on the severity of the accident, you might need to file a police report. This can be useful for insurance claims and in case of legal disputes.


• Insurance Claims: Contact your insurance company to report the accident. Some insurance policies cover damages from non-traditional vehicles like electric scooters, but it's essential to check the specifics of your coverage.


• Liability: Determining who is at fault can sometimes be tricky. If the scooter rider is found to be at fault, their personal liability coverage might be used to pay for the damages to your vehicle. Conversely, if you are found at fault, your own insurance might cover the damages.

Costs and Repairs

• Assessment: A professional assessment may be required to estimate the cost of repairs for your car. This assessment will be necessary for filing an insurance claim.


• Repair Costs: The costs can vary depending on the extent of the damage. Minor scratches and dents might be inexpensive to fix, while more severe damage could require costly repairs.


• Out-of-Pocket Expenses: If the scooter rider does not have adequate coverage, you might unfortunately have to cover some of the costs out of pocket.

Conclusion

While an accident involving an electric scooter hitting your car can be stressful, following the proper steps can help you manage the situation effectively. Make sure to prioritize safety, document everything thoroughly, and understand the legal and insurance implications to ensure you are adequately covered.

By being prepared and knowing what to do, you can reduce the stress and financial impact associated with such accidents.